UNITED OF OMAHA LIFE INSURANCE COMPANY
Living Promise Whole Life Insurance
Final expense protection with Level Benefit and Graded Benefit paths.
Full benefit from day one
- Issue ages 45-85
- Face amounts generally $2,000-$40,000 under the active producer rate library
- Standard tobacco and non-tobacco classes
- Health answers, MIB, pharmaceutical checks, and possible phone interview may apply
- Accelerated and accidental-death features may be available by state
Alternative for certain health histories
- Issue ages 45-80
- Face amounts generally $2,000-$20,000 under the active producer rate library
- No tobacco distinction in the active graded table
- Natural-cause benefits are graded during the first two policy years
- Full benefits are generally payable for accidental death, subject to policy terms
Features to review with your agent
Premiums never increaseBenefits never decreaseBuilds cash valueCarrier and state rules apply
Important: Eligibility, underwriting class, policy form, riders, exclusions, waiting or graded periods, and final premium are determined by the carrier. Estimates are not an offer or guarantee of insurance.
Your local resource
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Larry Bellinger Jr can help explain general coverage concepts and the options available in your area.