Guaranteed Life Insurance
Guaranteed issue whole life insurance designed to help with final expenses.
Simple eligibility
Eligible U.S. citizens and permanent legal residents generally may apply from ages 50 through 80, subject to state variations.
No health questions
No medical exam or lengthy health questionnaire is required for this guaranteed issue product.
Choose a benefit amount
Available face amounts generally range from $5,000 through $25,000, subject to state limits and carrier rules.
Whole life features
The policy can build cash value, and premiums are designed not to increase while the policy remains in force.
First two policy years
For non-accidental death during the first two policy years, the beneficiary generally receives premiums paid plus the policy-specified additional amount. After the graded period, the full face amount is generally payable for a covered death. The policy contract controls.
Estimate Gerber Guaranteed Life
Questions about this coverage?
Larry Bellinger Jr can help explain general coverage concepts and the options available in your area.