Individual and Family Health Insurance
Individual and family health plans may be available through the ACA Marketplace for people who do not have qualifying coverage through an employer, Medicare, Medicaid, or another program.
How Marketplace coverage works
- Compare plan premiums, deductibles, provider networks, prescriptions, and out-of-pocket costs.
- Household size and estimated annual income may affect eligibility for Marketplace savings.
- Plans generally cover essential health benefits and preventive services as required by applicable law.
- Enrollment is available during the annual Open Enrollment period or after certain qualifying life events.
Special Enrollment Periods
Losing qualifying coverage, moving, marriage, divorce, birth, adoption, or another qualifying event may create a limited opportunity to enroll outside Open Enrollment. Eligibility and deadlines depend on the individual circumstances.
Get help comparing options
A licensed agent can help you review available plans, check provider and prescription considerations, and complete an enrollment application through the agent's approved enrollment destination.
Plan availability, savings, eligibility, and effective dates are determined by the Marketplace and insurance carrier.
Ready to review your options?
Larry can help answer questions and guide you to the approved enrollment destination.
Enroll Today
Questions about this coverage?
Larry Bellinger Jr can help explain general coverage concepts and the options available in your area.