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GTL Advantage Plus Elite Guidance from Larry Bellinger Jr

Advantage Plus Elite Overview

Learn how GTL Advantage Plus Elite hospital indemnity insurance may help with eligible Medicare Advantage out-of-pocket expenses.

Senior couple reviewing hospital indemnity protection
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HOSPITAL INDEMNITY INSURANCE

Advantage Plus® Elite

Supplemental cash benefits designed to help with eligible Medicare Advantage out-of-pocket expenses.

6+

Base benefits after six hours

Short-duration stays and qualifying observation or confinement can trigger benefits under the policy terms.

$150

Emergency room benefit

A hospital admission is not required for the qualifying emergency-room, emergency-care, or urgent-care benefit.

60

Benefit restoration

Hospital benefits can restore after 60 days without hospital confinement, subject to the policy.

40-85

Broad issue-age range

The current Pennsylvania and Texas rate library supports issue ages 40 through 85.

HYPOTHETICAL EXAMPLE

Cash benefits may help with hospital copays

A Medicare Advantage plan with a $300 daily inpatient copay for six days could create $1,800 in out-of-pocket costs. A $300 daily GTL hospital benefit for six covered days could provide $1,800 in cash benefits, subject to the issued policy.

Potential copay
$1,800
Illustrated cash benefit
$1,800
Product notice: Advantage Plus Elite is supplemental, limited-benefit hospital indemnity insurance. It is not major medical insurance, a Medicare Supplement policy, or a substitute for minimum essential coverage. Benefits, riders, underwriting, waiting periods, and availability vary by state and policy form. GTL and its licensed agents are not connected with or endorsed by the U.S. Government or the federal Medicare program.
Larry Bellinger Jr
Your local resource

Questions about this coverage?

Larry Bellinger Jr can help explain general coverage concepts and the options available in your area.

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