Two coverage paths to help protect the people you love
Compare an underwritten Living Promise option with Gerber Guaranteed Life for eligible applicants. A licensed agent can help explain the differences and answer questions before you apply.
UNITED OF OMAHA / MUTUAL OF OMAHA
Living Promise Final Expense
Whole life insurance with Level Benefit and Graded Benefit options, subject to underwriting and state availability.
- Level Benefit issue ages 45-85
- Graded Benefit issue ages 45-80
- No medical exam; health questions and carrier review apply
- Premiums never increase and benefits never decrease while the policy remains in force
- Cash value and optional features may be available
GERBER LIFE INSURANCE COMPANY
Guaranteed Life Insurance
Guaranteed issue whole life insurance for eligible applicants who want a simple application without health questions or a medical exam.
- Issue ages 50-80, subject to state variations
- Face amounts generally $5,000-$25,000
- Guaranteed acceptance for eligible applicants
- Two-year graded death-benefit limitation for non-accidental death
- Premiums are designed not to increase while the policy remains in force
INSTANT ESTIMATOR
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Estimate notice: Premiums displayed by the estimator are estimates only and may change based on carrier rate updates, state availability, age, gender, tobacco use, payment mode, policy fees, underwriting or eligibility criteria, and other rating factors. The carrier determines final premium and coverage.
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Larry Bellinger Jr can help explain general coverage concepts and the options available in your area.